True wealth isn’t just about accumulation. It’s about clarity, protection, and legacy. As success grows, so does complexity: properties across borders, growing investments, children’s education, retirement readiness, and caring for family across generations. Managing it all requires more than products. It requires structure, foresight, and a trusted partner.
At G.E.M, we work with accomplished professionals and business owners to simplify the complex and bring confidence to every decision. Our holistic planning approach ensures your wealth is preserved, your family is protected, and your legacy is secured for generations.
With us, you gain more than a plan. You gain the freedom to live fully today, knowing tomorrow is taken care of.
My son introduced me to Gabbie, and I was impressed by his honesty and sincerity. He prese...
Working with Wei Ren has been a transformative experience. What sets him apart is his proa...
Caleb is genuine as a person and friend. His willingness to to go the extra mile, always d...
Jacqueline was recommended by not one but two good friends of ours. We have met many advis...
Hayley is my go-to-agent who has been helping me for a few years now, and she does a brill...
Choosing Wei Ren was one of the best decisions I made for my financial future. His approac...
Jacqueline has been my trusted financial planner for many years and I cannot recommend her...
I had the pleasure of working with Wei Ren and cannot speak highly enough of his expertise...
Trust is paramount when it comes to financial advice, and Wei Ren has earned mine unequivo...
I could always count on Hayley to address my concerns with regards to insurance and financ...
I initially met Zack on Instagram, which felt like serendipity as I was considering invest...
As my Financial Advisor, Yi Xiang is very informed about the current financial market and ...
I have known Hayley for more than a decade and since our teenage days, she showed lots of ...
As a former colleague, I know Gabbie is honest and trustworthy. He presents financial info...
Yi Xiang is a professional agent who has never shied away from spending extra time to find...
Yi Xiang has been my trusted Advisor since 2018, and there is no one else I would trust mo...
Hayley takes her client’s needs seriously and she is very prompt when addressing to my c...
I had the pleasure of working with Wei Ren and cannot speak highly enough of his expertise...
Yi Xiang is a professional agent who has never shied away from spending extra time to find...
Choosing Wei Ren was one of the best decisions I made for my financial future. His approac...
Navigating the complexities of finance can be daunting, but Wei Ren has made the journey r...
Working with Wei Ren has been a transformative experience. What sets him apart is his proa...
Jacqueline is one of the most hardworking and conscientious Financial Adviser we have met....
Hi Jacqueline, a heartfelt thank for your, outstanding professional advice,unmatched servi...
I first met Jacqueline through my co...
Hayley is my go-to-agent who has been helping me for a few years now, and she does a brill...
Jacqueline was recommended by not one but two good friends of ours. We have met many advis...
I initially met Zack on Instagram, which felt like serendipity as I was considering invest...
Zack stood out among other financial consultants because of his ability to find afford...
As a former colleague, I know Gabbie is honest and trustworthy. He presents financial info...
Hayley is truly a caring and helpful person as a friend. She is also professional in her j...
As my Financial Advisor, Yi Xiang is very informed about the current financial market and ...
Why Your Money Personality MattersYour financial choices aren’t just determined by the numbers in your account — they’re shaped by your habits, emotions, and even the stories you grew up with about money. Maybe your parents drilled the importance of saving into you. Maybe you saw money as a tool to enjoy life. Or maybe, talking about […]
No Kids, Double Income… So Retirement Should Be Easy — Right? That’s what many DINK (Dual Income, No Kids) couples assume. After all, you’ve got no school fees, no childcare bills, and more freedom. But here’s the truth: Having no kids doesn’t guarantee a smooth retirement. In fact, it brings a different set of challenges […]
You’re in your 40s. You’re raising kids, managing school fees and enrichment classes, supporting aging parents, working hard to grow your income, and still repaying your home loan. Retirement? That feels like a problem for “future you.” But here’s the truth: This decade isn’t the time to delay retirement planning — it’s the most important time […]
