Financial planning made simple.

We are a group of Wealth Associates who provide advice on financial planning, retirement, estate planning, risk management strategies for individuals.
The photo above includes the GEM team financial advisors and support staff.
The photo above includes the GEM’s team of Wealth Associates and support staff.

Navigating the complexities of retirement planning

Managing your finances when your parents are getting old, kids going to the university and your retirement a decade or two away, can be a daunting and challenging time. If you can identify with this, then you're part of the "sandwiched generation", where you're literally sandwiched between multiple financial commitments.

Financial planning is more than just allocating your funds to the right places. It's also about growing your funds while mitigating the risks that may erode the value of your assets. We achieve this by using a well-structured financial plan and provide you with relevant information for you to make informed decisions regarding your finances.

Within our team, we've helped 800+ professionals like yourself to set up holistic financial plans unique to each of you, so that you can focus on living and enjoying life to the fullest, without stressing over your finances.

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Our Services

We offer a range of services to suit your holistic planning needs.

Retirement Planning

Retire with confidence at your intended age, all while enjoying peace of mind through a holistic financial plan that ensures your finances are well managed.

Estate Planning

Ensure that your next of kin are well taken care of and your intergenerational wealth is preserved.

Risk Management for Individuals

Ensure your wealth is sufficiently protected against life's uncertainties.
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How we'll work together

Our financial planning process starts with a deep understanding of you and your goals, in order to craft a proposal that is tailored to you and your needs.

Understanding
your goals

Building your wealth analysis report

Providing recommendation

Monitoring performance

Regular updates 
and reviews

Exclusive access to 
PFP Connect app

Exclusive invitations 
to client-only events

Committed, ongoing 
partnership

Hear what our clients are saying

  • Jacqueline was recommended by not one but two good friends of ours. We have met many advisors and she is the best we have dealt with. She was proactive (but not pushy) with her engagement. She took time to understand our situation and gave us a good analysis of the different options available. Very importantly to us, she was patient and did not try to push for a closure at each visit. we did not feel obliged to purchase any policy with her. She is also very efficient and responds to our queries and requests quickly, following through on our requests without delay whenever we need her help. Highly recommend!
    Vyan & Soe-Na
  • Having known Jacqueline for some time, I have validated that she is very passionate in what she does. She is very committed and responsive to her client's needs, and is diligent to ensure I have complete understanding from her analysis. before making any sound financial decisions for my entire family. My wife, kids and myself will love her by our side for years to come - as a close friend and dedicated financial consultant.
    Steve
  • Her trails of achievements gave me the confidence she would be able to give me sound advice. She is patient and laid out options for one to consider, explain the recommendation clearly. Jac provides a quarterly update of how the personal portfolio is doing and also gives updates on the general market trend. This is useful to have an idea of how your personal portfolio is performing against the market.
    Joan
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Meet Our Team

We're a team of experienced advisors focused on holistic financial planning.

Jacqueline Chow

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Hayley Huang

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Caleb Goh

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Zack Wong

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Gabbie Chua

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Zu Wei Ren

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Yi Xiang

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Testimonials

Short Messages From Our Clients
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She’s sincere to help people not just to earn $$

Gobi
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Friendly personality

Ken
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Friendly, thoughtful and approachable

Darren
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Detailed, knowledgeable, helpful and friendly

Jeremy
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Great service, approachable and knowledgeable.

Ting Ying
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Prestige Wealth: they are very generous in their invite. Enjoy the show and the company.

Vincent Hoon
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Passion

Nicholas
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Gabbie’s handsome kind and helpful.

Jethro
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Friendly and helpful!

Karen
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Caleb’s always helpful and sharing his knowledge

Lynn Chan
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Responsive

Frank
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Caleb has always been very prompt in replying my questions and help me and my whole family for our insurance need

Audrey Leow
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Knowledgeable over a lot of products, non pushy too

Jeremiah Lim
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Hayley, the associate invited me is fantastic.

Joyce Tan

Our Blog

Financial insights, tips and concepts that can help you develop a deeper understanding of managing wealth.
How To Plan Ahead For Your Child’s Education

With the rising cost of living and the need for career qualifications, many Singaporean parents recognise the importance of quality education.  However, top institutions and tertiary education come with high costs. Like every other big expense, saving for your child’s education requires careful financial planning. So, let’s look at the costs and ways you can […]

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Doing Good with Your Money: What is Impact Investing?

Impact investing is all about putting your money to work for good. It’s an investment strategy where the aim isn’t just to make a profit but also to create positive social or environmental change.1 Unlike traditional investments, which focus purely on financial returns, impact investing looks to strike a balance between earning money and making […]

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How to Financially Prepare for a Layoff

Hearing about potential layoffs from your employer is never a great time.  Unfortunately, layoffs can happen to anyone. The last thing we want is for it to catch us off guard financially. Here are steps to take if you’re concerned about potential layoffs or if they’ve been announced: Have an Emergency Fund Even with a […]

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Join us today

Book a 30 minute coffee chat with Jacq to learn more and ask any questions you have - no strings attached.

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    Prestige Wealth 
    10 Anson Road, 
    International Plaza #15-19, Singapore 079903.
    +65 8448 6697
    (Operational during business hours only)
    jacqueline-chow@pfp-fa.com
    GEM is a unit under Prestige Wealth, a group of Financial Adviser Representatives representing PFPFA Pte Ltd
    PFPFA Main Office
    PFPFA Pte. Ltd.
    9 Temasek Boulevard, 
    #30-01/02 Suntec Tower 2, Singapore 038989. 
    www.pfp-fa.com
    +65 6470 9393

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