True wealth isn’t just about accumulation. It’s about clarity, protection, and legacy. As success grows, so does complexity: properties across borders, growing investments, children’s education, retirement readiness, and caring for family across generations. Managing it all requires more than products. It requires structure, foresight, and a trusted partner.
At G.E.M, we work with accomplished professionals and business owners to simplify the complex and bring confidence to every decision. Our holistic planning approach ensures your wealth is preserved, your family is protected, and your legacy is secured for generations.
With us, you gain more than a plan. You gain the freedom to live fully today, knowing tomorrow is taken care of.
Hayley takes her client’s needs seriously and she is very prompt when addressing to my c...
Zack went above and beyond as my financial advisor. We're schoolmates, so trust wasn't an ...
Trust is paramount when it comes to financial advice, and Wei Ren has earned mine unequivo...
I highly recommend Caleb for his exceptional insurance services. He's knowledgeable, indep...
Zack stood out among other financial consultants because of his ability to find afford...
Hayley is my go-to-agent who has been helping me for a few years now, and she does a brill...
Being brothers, I trust Gabbie implicitly. Not many people can reach me, and I am lucky to...
As my Financial Advisor, Yi Xiang is very informed about the current financial market and ...
Jacqueline has been my trusted financial planner for many years and I cannot recommend her...
My son introduced me to Gabbie, and I was impressed by his honesty and sincerity. He prese...
Yi Xiang is a professional agent who has never shied away from spending extra time to find...
I could always count on Hayley to address my concerns with regards to insurance and financ...
Having known Jacqueline for some time, I have validated that she is very passionate in wha...
Working with Wei Ren has been a transformative experience. What sets him apart is his proa...
Jacqueline's trails of achievements gave me the confidence she would be able to give me so...
Jacqueline is one of the most hardworking and conscientious Financial Adviser we have met....
I met Zack in 2019 when I was looking to get a term life insurance policy. From then on, h...
Yi Xiang has always provided me his knowledge in his financial sector and advices me on de...
Hayley is my go-to-agent who has been helping me for a few years now, and she does a brill...
Jacqueline is one of the most hardworking and conscientious Financial Adviser we have met....
My son introduced me to Gabbie, and I was impressed by his honesty and sincerity. He prese...
Prompt, precise, friendly, and approachable - these are the best words that I would descri...
I could always count on Hayley to address my concerns with regards to insurance and financ...
Yi Xiang is a professional agent who has never shied away from spending extra time to find...
Yi Xiang has been my trusted Advisor since 2018, and there is no one else I would trust mo...
Trust is paramount when it comes to financial advice, and Wei Ren has earned mine unequivo...
Yi Xiang is a prompt and responsive Financial Advisor. He has helped me with multiple clai...
I initially met Zack on Instagram, which felt like serendipity as I was considering invest...
I am writing to express my utmost satisfaction with the exceptional service I have receive...
I have known Hayley for more than a decade and since our teenage days, she showed lots of ...
I met Jacqueline when I was purchasing my first property and she was my mortgage specialis...
I first met Jacqueline through my co...
If you’re single, chances are you’ve been told things like: “You’re lucky you don’t have to plan for a family!” “You have more freedom, so retirement should be easy!” But let’s get real: being single doesn’t mean your retirement plan is on autopilot. In fact, retirement planning as a single in Singapore comes with its […]
In today’s unpredictable world, safeguarding your children’s future is more important than ever. For parents, setting up a trust can be a strategic move to manage and protect assets for the benefit of their children. Trusts provide clarity, control, and protection, ensuring that the resources you’ve worked hard to accumulate are used wisely for your […]
In today’s diverse society, family structures are varied and often complex, moving far beyond the traditional model of a nuclear family. However, there may be a mismatch between the laws governing estate planning such as the Intestate Succession Act (ISA), and reality. Understanding how the ISA applies, and more importantly, its limitations, is crucial for […]
