Financial planning made simple.

We are a group of Wealth Associates who provide advice on financial planning, retirement, estate planning, risk management strategies for individuals.
The photo above includes the GEM team financial advisors and support staff.
The photo above includes the GEM’s team of Wealth Associates and support staff.

Navigating the complexities of retirement planning

Managing your finances when your parents are getting old, kids going to the university and your retirement a decade or two away, can be a daunting and challenging time. If you can identify with this, then you're part of the "sandwiched generation", where you're literally sandwiched between multiple financial commitments.

Financial planning is more than just allocating your funds to the right places. It's also about growing your funds while mitigating the risks that may erode the value of your assets. We achieve this by using a well-structured financial plan and provide you with relevant information for you to make informed decisions regarding your finances.

Within our team, we've helped 800+ professionals like yourself to set up holistic financial plans unique to each of you, so that you can focus on living and enjoying life to the fullest, without stressing over your finances.

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Our Services

We offer a range of services to suit your holistic planning needs.

Retirement Planning

Retire with confidence at your intended age, all while enjoying peace of mind through a holistic financial plan that ensures your finances are well managed.

Estate Planning

Ensure that your next of kin are well taken care of and your intergenerational wealth is preserved.

Risk Management for Individuals

Ensure your wealth is sufficiently protected against life's uncertainties.
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How we'll work together

Our financial planning process starts with a deep understanding of you and your goals, in order to craft a proposal that is tailored to you and your needs.

Understanding
your goals

Building your wealth analysis report

Providing recommendation

Monitoring performance

Regular updates 
and reviews

Exclusive access to 
PFP Connect app

Exclusive invitations 
to client-only events

Committed, ongoing 
partnership

Hear what our clients are saying

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I was recommended to Jacqueline by a friend, and I chose her from among many financial con...

Sarah
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Prompt, precise, friendly, and approachable - these are the best words that I would descri...

Khairul Azhar
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Hayley is truly a caring and helpful person as a friend. She is also professional in her j...

Evonne Tan
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I met Zack in 2019 when I was looking to get a term life insurance policy. From then on, h...

Cherie
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Having known Jacqueline for some time, I have validated that she is very passionate in wha...

Steve Kong
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I have known Hayley for more than a decade and since our teenage days, she showed lots of ...

Roston Lim
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As a former colleague, I know Gabbie is honest and trustworthy. He presents financial info...

Rong Sen
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Yi Xiang has been my trusted Advisor since 2018, and there is no one else I would trust mo...

Levina Chan
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My son introduced me to Gabbie, and I was impressed by his honesty and sincerity. He prese...

Nui Hua
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Choosing Wei Ren was one of the best decisions I made for my financial future. His approac...

Khor Jun Xiong, Eric
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Yi Xiang is a professional agent who has never shied away from spending extra time to find...

Muhammad
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I had the pleasure of working with Wei Ren and cannot speak highly enough of his expertise...

Chee Sze Kiat
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I initially met Zack on Instagram, which felt like serendipity as I was considering invest...

Zhang Junyao
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Trust is paramount when it comes to financial advice, and Wei Ren has earned mine unequivo...

Ang Zheng Kai
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Being brothers, I trust Gabbie implicitly. Not many people can reach me, and I am lucky to...

Gabriel
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I first met Jacqueline through my co...

Chan Yan Ting
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I had the pleasure of working with Wei Ren and cannot speak highly enough of his expertise...

Chee Sze Kiat
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As my Financial Advisor, Yi Xiang is very informed about the current financial market and ...

Charlene Lee
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Navigating the complexities of finance can be daunting, but Wei Ren has made the journey r...

Tan Siew Hui
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I met Jacqueline when I was purchasing my first property and she was my mortgage specialis...

Lionel Oh
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Zack stood out among other financial consultants because of his ability to find afford...

Ding Yuan
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I met Gabbie at church and appreciate his reliability, honesty, and integrity. He clearly ...

Abraham
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Yi Xiang has always provided me his knowledge in his financial sector and advices me on de...

Venjamin Sia
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I initially met Zack on Instagram, which felt like serendipity as I was considering invest...

Zhang Junyao
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Yi Xiang is a prompt and responsive Financial Advisor. He has helped me with multiple clai...

Benjamin Wu
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I am writing to express my utmost satisfaction with the exceptional service I have receive...

Vincent Ng
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I have known Hayley for more than a decade and since our teenage days, she showed lots of ...

Roston Lim
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Caleb is genuine as a person and friend. His willingness to to go the extra mile, always d...

Matthew Lim
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Jacqueline is one of the most hardworking and conscientious Financial Adviser we have met....

Kenneth & Yien
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Yi Xiang is a professional agent who has never shied away from spending extra time to find...

Muhammad
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As a former colleague, I know Gabbie is honest and trustworthy. He presents financial info...

Rong Sen
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Having known Jacqueline for some time, I have validated that she is very passionate in wha...

Steve Kong
  • Jacqueline was recommended by not one but two good friends of ours. We have met many advisors and she is the best we have dealt with. She was proactive (but not pushy) with her engagement. She took time to understand our situation and gave us a good analysis of the different options available. Very importantly to us, she was patient and did not try to push for a closure at each visit. we did not feel obliged to purchase any policy with her. She is also very efficient and responds to our queries and requests quickly, following through on our requests without delay whenever we need her help. Highly recommend!
    Vyan & Soe-Na
  • Having known Jacqueline for some time, I have validated that she is very passionate in what she does. She is very committed and responsive to her client's needs, and is diligent to ensure I have complete understanding from her analysis. before making any sound financial decisions for my entire family. My wife, kids and myself will love her by our side for years to come - as a close friend and dedicated financial consultant.
    Steve
  • Her trails of achievements gave me the confidence she would be able to give me sound advice. She is patient and laid out options for one to consider, explain the recommendation clearly. Jac provides a quarterly update of how the personal portfolio is doing and also gives updates on the general market trend. This is useful to have an idea of how your personal portfolio is performing against the market.
    Joan
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Meet Our Team

We're a team of experienced advisors focused on holistic financial planning.

Jacqueline Chow

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Zu Wei Ren

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Hayley Huang

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Caleb Goh

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Zack Wong

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Gabbie Chua

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Lam Yi Xiang

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Our Blog

Financial insights, tips and concepts that can help you develop a deeper understanding of managing wealth.
Navigating Will Writing Options: DIY, Estate Planner with Lawyer, or Lawyer?

Creating a Will for the first time can feel overwhelming. You might have questions like: “With so many Will writing services, who can I trust?”“Can I just write my own Will in Singapore and call it a day?”“I don’t have many assets, do I really need a lawyer?” It’s normal to feel lost, especially when […]

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CPF Special Account Closure 2025: Understanding the Impact on Your Retirement Plans

If you’re turning 55 in 2025, it’s time to pay attention.  The closure of the CPF Special Account (SA) could significantly impact your retirement plans—especially if you’re relying on CPF savings to grow your nest egg. Announced during Budget 2024, this change has left many Singaporeans asking:  What does this mean for my future?  Adjusting […]

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7 Risks Your Family Faces Without Estate Planning

Estate planning is one of those topics we often shy away from. It can feel uncomfortable—even unsettling—to consider what will happen when we’re no longer here. Most of us want to feel sure that our loved ones will be cared for. We also like the things we’ve worked hard for to go to the people […]

Read the article
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Join us today

Book a 30 minute coffee chat with Jacq to learn more and ask any questions you have - no strings attached.

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    Prestige Wealth 
    10 Anson Road, 
    International Plaza #15-19, Singapore 079903.
    +65 8448 6697
    (Operational during business hours only)
    gem@pfplegacy.com
    GEM is a unit under Prestige Wealth, a group of Financial Adviser Representatives representing PFPFA Pte Ltd
    PFPFA Main Office
    PFPFA Pte. Ltd.
    9 Temasek Boulevard, 
    #30-01/02 Suntec Tower 2, Singapore 038989. 
    www.pfp-fa.com
    +65 6470 9393

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