If you’re turning 55 in 2025, it’s time to pay attention.  The closure of the CPF Special Account (SA) could significantly impact your retirement plans—especially if you’re relying on CPF savings to grow your nest egg. Announced during Budget 2024, this change has left many Singaporeans asking:  What does this mean for my future?  Adjusting […]

Estate planning is one of those topics we often shy away from. It can feel uncomfortable—even unsettling—to consider what will happen when we’re no longer here. Most of us want to feel sure that our loved ones will be cared for. We also like the things we’ve worked hard for to go to the people […]

Investing in U.S. stocks, Exchange-Traded Funds (ETFs), or property is a great way to grow and diversify wealth. The U.S. market is home to some of the biggest names in the world—Apple, Amazon, Microsoft, Tesla, Meta, and NVIDIA, just to name a few.  Beyond its big names, the U.S. market’s sheer scale and returns make […]

Welcoming a baby is one of life’s most precious moments, filled with excitement, hope, and sometimes a little worry. Parents want the best for their little ones, even before they arrive. But along with the joy comes the reality of new expenses and the ‘what ifs’ we can’t always predict. Maternity insurance is one option […]

In many Asian cultures, owning a home symbolises success and stability, while renting is sometimes viewed as “wasting money”, or even “unsuccessful.”  In Singapore, the pressure to own a property is influencing major life decisions, such as marriage.1 With the rising property prices and external pressure, many are eager to take advantage of housing grants […]

Refinancing is like giving your home loan a makeover. It means replacing your current loan with a new one, often with better terms. Refinancing might result in lower monthly payments, a reduced interest rate, or many other benefits.  Why Do People Refinance? There are various reasons why people refinance their home loans. Here are just […]