In today’s diverse society, family structures are varied and often complex, moving far beyond the traditional model of a nuclear family.  However, there may be a mismatch between the laws governing estate planning such as the Intestate Succession Act (ISA), and reality. Understanding how the ISA applies, and more importantly, its limitations, is crucial for […]

Estate planning might sound like something only the wealthy need to worry about, but if you’re a Housing Development Board (HDB) flat owner in Singapore, it’s something you should think about too.  Whether you’ve fully paid off your flat or are still chipping away at a mortgage, having a plan in place can ensure that […]

Creating a Will for the first time can feel overwhelming. You might have questions like: “With so many Will writing services, who can I trust?”“Can I just write my own Will in Singapore and call it a day?”“I don’t have many assets, do I really need a lawyer?” It’s normal to feel lost, especially when […]

If you’re turning 55 in 2025, it’s time to pay attention.  The closure of the CPF Special Account (SA) could significantly impact your retirement plans—especially if you’re relying on CPF savings to grow your nest egg. Announced during Budget 2024, this change has left many Singaporeans asking:  What does this mean for my future?  Adjusting […]

Estate planning is one of those topics we often shy away from. It can feel uncomfortable—even unsettling—to consider what will happen when we’re no longer here. Most of us want to feel sure that our loved ones will be cared for. We also like the things we’ve worked hard for to go to the people […]

Investing in U.S. stocks, Exchange-Traded Funds (ETFs), or property is a great way to grow and diversify wealth. The U.S. market is home to some of the biggest names in the world—Apple, Amazon, Microsoft, Tesla, Meta, and NVIDIA, just to name a few.  Beyond its big names, the U.S. market’s sheer scale and returns make […]