Investing in U.S. stocks, Exchange-Traded Funds (ETFs), or property is a great way to grow and diversify wealth. The U.S. market is home to some of the biggest names in the world—Apple, Amazon, Microsoft, Tesla, Meta, and NVIDIA, just to name a few.  Beyond its big names, the U.S. market’s sheer scale and returns make […]

In many Asian cultures, owning a home symbolises success and stability, while renting is sometimes viewed as “wasting money”, or even “unsuccessful.”  In Singapore, the pressure to own a property is influencing major life decisions, such as marriage.1 With the rising property prices and external pressure, many are eager to take advantage of housing grants […]

Refinancing is like giving your home loan a makeover. It means replacing your current loan with a new one, often with better terms. Refinancing might result in lower monthly payments, a reduced interest rate, or many other benefits.  Why Do People Refinance? There are various reasons why people refinance their home loans. Here are just […]