Impact investing is all about putting your money to work for good. It’s an investment strategy where the aim isn’t just to make a profit but also to create positive social or environmental change.1 Unlike traditional investments, which focus purely on financial returns, impact investing looks to strike a balance between earning money and making […]

Why Do You Need a Financial Plan? Everyone aspires to live their ideal life one day, whether it’s early retirement, pursuing the exciting path of entrepreneurship, or travelling the world.  To turn them into reality, strategic financial management is key.  A financial plan serves as a roadmap you follow to get from the current Point […]

Stepping into your 20s might feel like a mix of exciting possibilities and confusion. You’re learning about yourself, making big decisions, and dealing with money matters too.  The truth is most young adults find it challenging to save and build their wealth. So, you’re not alone. However, with strategic planning and smart decisions, you can […]

In a country like Singapore, where the population is rapidly ageing, starting early with retirement planning is essential. This is especially important when considering the increasing life expectancy and the rising cost of living.  One way to begin planning for retirement is by leveraging the Central Provident Fund (CPF). All Singapore Citizens and Permanent Residents […]

In a rapidly changing global economy, the need for Singaporeans to strategically invest their money cannot be understated. While traditional savings are safe and practical, they often need to generate substantial returns to stay ahead of inflation. Beyond the conventional wisdom of saving for the future, investing offers a viable pathway to wealth creation, financial […]

Why Set Investment Goals?  Navigating your finances for the first time can be daunting. But if you are serious about achieving financial security, setting investment goals is a good place to start. Knowing your goals can help guide your investment plans.  Think of it as a roadmap you can refer to when making decisions with […]