If you’re single, chances are you’ve been told things like: “You’re lucky you don’t have to plan for a family!” “You have more freedom, so retirement should be easy!” But let’s get real: being single doesn’t mean your retirement plan is on autopilot. In fact, retirement planning as a single in Singapore comes with its […]

If you’re turning 55 in 2025, it’s time to pay attention.  The closure of the CPF Special Account (SA) could significantly impact your retirement plans—especially if you’re relying on CPF savings to grow your nest egg. Announced during Budget 2024, this change has left many Singaporeans asking:  What does this mean for my future?  Adjusting […]

Many Singaporeans want to leave the usual 9-to-5 job behind and gain financial freedom early. The FIRE movement offers a way to make this dream come true.  However, each person’s path to FIRE is different, so it’s important to find the best approach for your lifestyle.  But before we go further, let’s take a simple […]

Stepping into your 20s might feel like a mix of exciting possibilities and confusion. You’re learning about yourself, making big decisions, and dealing with money matters too.  The truth is most young adults find it challenging to save and build their wealth. So, you’re not alone. However, with strategic planning and smart decisions, you can […]

In a country like Singapore, where the population is rapidly ageing, starting early with retirement planning is essential. This is especially important when considering the increasing life expectancy and the rising cost of living.  One way to begin planning for retirement is by leveraging the Central Provident Fund (CPF). All Singapore Citizens and Permanent Residents […]

Retirement Planning Basics The right retirement planning strategy paves the financial cushion for a worry-free future. It begins with your retirement goals and the timeline needed to achieve them, subsequently progressing to savings and investing strategies aimed at accumulating wealth.  Retirement Planning Starts Today When talking about retirement, we can relate it to the phrase “The […]