True wealth isn’t just about accumulation. It’s about clarity, protection, and legacy. As success grows, so does complexity: properties across borders, growing investments, children’s education, retirement readiness, and caring for family across generations. Managing it all requires more than products. It requires structure, foresight, and a trusted partner.
At G.E.M, we work with accomplished professionals and business owners to simplify the complex and bring confidence to every decision. Our holistic planning approach ensures your wealth is preserved, your family is protected, and your legacy is secured for generations.
With us, you gain more than a plan. You gain the freedom to live fully today, knowing tomorrow is taken care of.
Jacqueline is one of the most hardworking and conscientious Financial Adviser we have met....
Navigating the complexities of finance can be daunting, but Wei Ren has made the journey r...
I could always count on Hayley to address my concerns with regards to insurance and financ...
Many thanks Jacqueline to take trouble to visit me.. It was a delight to meet you. Very en...
As a former colleague, I know Gabbie is honest and trustworthy. He presents financial info...
I was recommended to Jacqueline by a friend, and I chose her from among many financial con...
I had the pleasure of working with Wei Ren and cannot speak highly enough of his expertise...
Yi Xiang is a prompt and responsive Financial Advisor. He has helped me with multiple clai...
Being brothers, I trust Gabbie implicitly. Not many people can reach me, and I am lucky to...
I have known Hayley for more than a decade and since our teenage days, she showed lots of ...
Working with Wei Ren has been a transformative experience. What sets him apart is his proa...
Yi Xiang has been my trusted Advisor since 2018, and there is no one else I would trust mo...
As my Financial Advisor, Yi Xiang is very informed about the current financial market and ...
Hayley is truly a caring and helpful person as a friend. She is also professional in her j...
Yi Xiang is a professional agent who has never shied away from spending extra time to find...
Yi Xiang has always provided me his knowledge in his financial sector and advices me on de...
I had the pleasure of working with Wei Ren and cannot speak highly enough of his expertise...
I met Zack in 2019 when I was looking to get a term life insurance policy. From then on, h...
Zack stood out among other financial consultants because of his ability to find afford...
I was recommended to Jacqueline by a friend, and I chose her from among many financial con...
Hayley is my go-to-agent who has been helping me for a few years now, and she does a brill...
Trust is paramount when it comes to financial advice, and Wei Ren has earned mine unequivo...
As a former colleague, I know Gabbie is honest and trustworthy. He presents financial info...
Yi Xiang has been my trusted Advisor since 2018, and there is no one else I would trust mo...
Hayley takes her client’s needs seriously and she is very prompt when addressing to my c...
I met Jacqueline when I was purchasing my first property and she was my mortgage specialis...
I met Gabbie at church and appreciate his reliability, honesty, and integrity. He clearly ...
Zack went above and beyond as my financial advisor. We're schoolmates, so trust wasn't an ...
Navigating the complexities of finance can be daunting, but Wei Ren has made the journey r...
Hayley is truly a caring and helpful person as a friend. She is also professional in her j...
I first met Jacqueline through my co...
Jacqueline's trails of achievements gave me the confidence she would be able to give me so...
When someone names you as their executor in their will, it’s both a privilege and a responsibility. But let’s be honest—it can also feel overwhelming. You’re grieving, you’re unsure where to begin, and there are legal documents flying at you from all directions. This guide breaks down the role of an executor in Singapore in […]
When people hear “estate planning,” the first thing that often comes to mind is mansions, million-dollar portfolios, and ultra-wealthy families distributing their fortunes. But here’s the truth: legacy planning is not about how much you have—it’s about making sure what you do have is protected, distributed fairly, and handled the way you intend. Whether you’re […]
If you’re single, chances are you’ve been told things like:“You’re lucky you don’t have to plan for a family!”“You have more freedom, so retirement should be easy!” But let’s get real: being single doesn’t mean your retirement plan is on autopilot. In fact, retirement planning as a single in Singapore comes with its own set […]
