True wealth isn’t just about accumulation. It’s about clarity, protection, and legacy. As success grows, so does complexity: properties across borders, growing investments, children’s education, retirement readiness, and caring for family across generations. Managing it all requires more than products. It requires structure, foresight, and a trusted partner.
At G.E.M, we work with accomplished professionals and business owners to simplify the complex and bring confidence to every decision. Our holistic planning approach ensures your wealth is preserved, your family is protected, and your legacy is secured for generations.
With us, you gain more than a plan. You gain the freedom to live fully today, knowing tomorrow is taken care of.
Hayley is truly a caring and helpful person as a friend. She is also professional in her j...
Being brothers, I trust Gabbie implicitly. Not many people can reach me, and I am lucky to...
As a former colleague, I know Gabbie is honest and trustworthy. He presents financial info...
Hayley is my go-to-agent who has been helping me for a few years now, and she does a brill...
Jacqueline is one of the most hardworking and conscientious Financial Adviser we have met....
I met Zack in 2019 when I was looking to get a term life insurance policy. From then on, h...
Zack went above and beyond as my financial advisor. We're schoolmates, so trust wasn't an ...
I could always count on Hayley to address my concerns with regards to insurance and financ...
Choosing Wei Ren was one of the best decisions I made for my financial future. His approac...
Jacqueline's trails of achievements gave me the confidence she would be able to give me so...
Trust is paramount when it comes to financial advice, and Wei Ren has earned mine unequivo...
Having known Jacqueline for some time, I have validated that she is very passionate in wha...
Jacqueline was recommended by not one but two good friends of ours. We have met many advis...
I met Gabbie at church and appreciate his reliability, honesty, and integrity. He clearly ...
I highly recommend Caleb for his exceptional insurance services. He's knowledgeable, indep...
Zack stood out among other financial consultants because of his ability to find afford...
I was recommended to Jacqueline by a friend, and I chose her from among many financial con...
I highly recommend Caleb for his exceptional insurance services. He's knowledgeable, indep...
Yi Xiang is a professional agent who has never shied away from spending extra time to find...
Jacqueline was recommended by not one but two good friends of ours. We have met many advis...
I first met Jacqueline through my co...
I have known Hayley for more than a decade and since our teenage days, she showed lots of ...
Hayley takes her client’s needs seriously and she is very prompt when addressing to my c...
I met Gabbie at church and appreciate his reliability, honesty, and integrity. He clearly ...
Having known Jacqueline for some time, I have validated that she is very passionate in wha...
Jacqueline has been my trusted financial planner for many years and I cannot recommend her...
I met Jacqueline when I was purchasing my first property and she was my mortgage specialis...
Choosing Wei Ren was one of the best decisions I made for my financial future. His approac...
Working with Wei Ren has been a transformative experience. What sets him apart is his proa...
Navigating the complexities of finance can be daunting, but Wei Ren has made the journey r...
Yi Xiang is a prompt and responsive Financial Advisor. He has helped me with multiple clai...
Yi Xiang has been my trusted Advisor since 2018, and there is no one else I would trust mo...
When people hear “estate planning,” the first thing that often comes to mind is mansions, million-dollar portfolios, and ultra-wealthy families distributing their fortunes. But here’s the truth: legacy planning is not about how much you have—it’s about making sure what you do have is protected, distributed fairly, and handled the way you intend. Whether you’re […]
If you’re single, chances are you’ve been told things like: “You’re lucky you don’t have to plan for a family!” “You have more freedom, so retirement should be easy!” But let’s get real: being single doesn’t mean your retirement plan is on autopilot. In fact, retirement planning as a single in Singapore comes with its […]
In today’s unpredictable world, safeguarding your children’s future is more important than ever. For parents, setting up a trust can be a strategic move to manage and protect assets for the benefit of their children. Trusts provide clarity, control, and protection, ensuring that the resources you’ve worked hard to accumulate are used wisely for your […]
