Hearing about potential layoffs from your employer is never a great time.  Unfortunately, layoffs can happen to anyone. The last thing we want is for it to catch us off guard financially. Here are steps to take if you’re concerned about potential layoffs or if they’ve been announced: Have an Emergency Fund Even with a […]

Debt often gets a bad rap, but it’s more nuanced than that. When managed properly, debt can be beneficial and even help build wealth Knowing the difference between good and bad debt, and how to manage each, can help you take control of your finances. Let’s look at what is good and bad debt and […]

Why Do You Need a Financial Plan? Everyone aspires to live their ideal life one day, whether it’s early retirement, pursuing the exciting path of entrepreneurship, or travelling the world.  To turn them into reality, strategic financial management is key.  A financial plan serves as a roadmap you follow to get from the current Point […]

Whether you know it or not, your credit score has a stake in your financial and life goals and plays a part in shaping your future opportunities.  If you believe credit scores only matter during loan applications, it’s time to reconsider.  What is a credit score? A credit score, provided by the Credit Bureau Singapore […]

Stepping into your 20s might feel like a mix of exciting possibilities and confusion. You’re learning about yourself, making big decisions, and dealing with money matters too.  The truth is most young adults find it challenging to save and build their wealth. So, you’re not alone. However, with strategic planning and smart decisions, you can […]

In a country like Singapore, where the population is rapidly ageing, starting early with retirement planning is essential. This is especially important when considering the increasing life expectancy and the rising cost of living.  One way to begin planning for retirement is by leveraging the Central Provident Fund (CPF). All Singapore Citizens and Permanent Residents […]