With the rising cost of living and the need for career qualifications, many Singaporean parents recognise the importance of quality education.  However, top institutions and tertiary education come with high costs. Like every other big expense, saving for your child’s education requires careful financial planning. So, let’s look at the costs and ways you can […]

Impact investing is all about putting your money to work for good. It’s an investment strategy where the aim isn’t just to make a profit but also to create positive social or environmental change.1 Unlike traditional investments, which focus purely on financial returns, impact investing looks to strike a balance between earning money and making […]

Hearing about potential layoffs from your employer is never a great time.  Unfortunately, layoffs can happen to anyone. The last thing we want is for it to catch us off guard financially. Here are steps to take if you’re concerned about potential layoffs or if they’ve been announced: Have an Emergency Fund Even with a […]

Debt often gets a bad rap, but it’s more nuanced than that. When managed properly, debt can be beneficial and even help build wealth Knowing the difference between good and bad debt, and how to manage each, can help you take control of your finances. Let’s look at what is good and bad debt and […]

Why Do You Need a Financial Plan? Everyone aspires to live their ideal life one day, whether it’s early retirement, pursuing the exciting path of entrepreneurship, or travelling the world.  To turn them into reality, strategic financial management is key.  A financial plan serves as a roadmap you follow to get from the current Point […]

Whether you know it or not, your credit score has a stake in your financial and life goals and plays a part in shaping your future opportunities.  If you believe credit scores only matter during loan applications, it’s time to reconsider.  What is a credit score? A credit score, provided by the Credit Bureau Singapore […]